About LINK Advance

Ten years of getting loans done, one client at a time.

Brisbane brokers for first home buyers, investors and businesses. Whatever you are borrowing for, one broker takes it from the first phone call to settlement and stays your broker afterwards: not a call centre, not a handover, not a new name every time you ring. There are five of us doing that: three brokers and two loan processors, which is small enough that your file is never a stranger to anyone here, and enough hands that it never waits on one diary. That model is the whole reason the firm exists, and after a decade and hundreds of five-star reviews it is still the thing clients write about most.

Hugh, Callum and Jacob, the LINK Advance broking team in Brisbane

Meet the brokers.

Three of them, and one will be yours. They write the loans themselves, which is why clients name them personally in the reviews rather than thanking a company.

Hugh

Co-Founder & Director

Broking since 2016 · Licensed real estate agent

Credit Representative 492039 · ACL 389328

Hugh has been writing loans since 2016 and came to broking from real estate, where he still holds his licence. That order matters: he learned what a contract does to a buyer before he learned what a lender does to an application, which is why his advice tends to start with the purchase rather than the product. He founded LINK Advance to run lending the way he wanted it run for himself: one broker per client, the same person from the first call to settlement and every six months after it, with enough of a team behind them that the file never stops moving.

Named in 219 of the 264 reviews we publish in full.

Callum

Mortgage Broker

Bachelor of Business, Economics and Finance · 5 years

Credit Representative 573582 · ACL 389328

Callum works with first home buyers stepping into the market and investors building portfolios, and he has spent five years on both sides of the desk: first assessing and processing loan applications, now writing them. Knowing how a file is read from the inside is why his applications tend not to come back with questions. First home buyers say the same thing about him in review after review: he answers the questions they did not know to ask.

Named in 65 of the 264 reviews we publish in full.

Jacob

Mortgage Broker

Commercial, SMSF and business lending · 5 years

Credit Representative 574906 · ACL 389328

Jacob takes the lending other brokers pass on: complex commercial deals, SMSF purchases, business and equipment finance, and the residential files that do not fit a template. He is the reason the firm can now do the commercial end at all, and he is studying computational mathematics with a minor in finance and economics, which tells you roughly how he approaches a hard structure. Clients describe the same thing each time, which is that a complicated transaction stopped feeling complicated.

Named in 18 of the 264 reviews we publish in full.

What working with us actually looks like.

A lot of broking is a volume business: the loan settles, the trail commission starts, and nobody calls you again. Four things we do differently, written so you can hold us to them rather than take our word for it.

The same broker, first call to settlement

Whoever takes your first call structures the deal, argues it with the lender and is still your broker on settlement day. No handover to a processing team, and no explaining your situation twice.

We take the deals that need work

Self-employed income, unusual security, a valuation that came in short, a lender that said no for a reason that can be answered. Anyone can submit a straightforward file. The rest is the job.

We keep working after settlement

Rates drift the moment the ink dries. Every six months we review your loan and, where the market has moved, go back to the lender for you. Clients get repricing conversations they never had to ask for.

The lender pays us, not you

On almost all home lending the lender pays our commission and you pay nothing. Where a commercial deal carries a fee, it is quoted in writing before anything starts. Since 2021 brokers owe you a legal Best Interests Duty. Your bank owes you nothing of the kind.

We grew because our clients did.

LINK Advance started in residential lending: first home buyers, upgraders, refinances. Ten years on we write commercial, SMSF and development finance too, and the reason is not a growth plan. It is that the people we looked after kept needing more.

The first home buyer bought an investment. The investor bought a second, then a third, then wanted the portfolio structured rather than the next loan priced. A client asked whether we could fund their business premises, then their equipment, then a small development. Each time the honest options were to learn it properly or hand the client to someone else, and handing them on was never really an option.

So the range today runs the whole way: first home buyers and home loans at one end, investment portfolios and tiered lending through the middle, and commercial, SMSF and development finance at the other. One team, so a client who started with a $450,000 first home does not need a new broker the day they buy a warehouse.

What 261 clients keep saying.

We tagged every review we publish by what the client singled out. The ranking is the interesting part: rate comes last, and it is not close.

Knew their stuff106/264: Answers rather than callbacks. Reviews mentioning this tend to be the harder files: unusual income, a complex market, a structure question that needed a real opinion.
Communication102/264: Being told where things are up to before you have to ask. It is the single most common thing in the pile, and it is also the least demanding thing for a broker to get right and the most common thing to get wrong.
Made it simple93/264: Someone taking a process with thirty moving parts and handing back three decisions. Clients use the words easy, smooth and painless, usually about something that was none of those things underneath.
Better rate17/264: The outcome everyone assumes they are shopping for, and the thing clients mention least. Worth noticing.

One client came back to refinance a second time and wrote that it was “as quick, easy and painless as the first time”. Of everything on this page, a repeat client is the line we would keep. Every review is on the reviews page in full and unedited, grouped by what the client came in for.

The reviews page →Verify on Google →

Callum and the team were fantastic to deal with every step of the way. As first home buyers we really appreciated Callum's simple explanations of each part of the process and we couldn't be happier with the result.

JPJack PurtillGoogle review

Seamless experience dealing with Hugh and the Link Advance team to refinance our home. Thank you!

KTKate TintaGoogle review

Jacob and the team at LINK Advance made buying our investment property quick and painless. Would recommend

CMConnor MahoneyGoogle review

We’ve just bought our first home with the help of Callum and the team at LINK, and we couldn’t be more grateful. Callum went above and beyond, kept us informed every step of the way, and made the whole process feel easy and stress-free. Highly recommend!

HMhannah medleyGoogle review

Hugh has been amazing throughout the process of buying our new house. He is very approachable and knowledgable and went above and beyond what we expected to help us out. Thanks so much Hugh!

APAshlee PercivalGoogle review

Jacob was an efficient mortgage broker. The process was made simple and constant updates were communicated. Any questions asked were responded to timely. Highly recommend Jacob.

ZRZane RatcliffGoogle review

Building a house can be so stressful and overwhelming let alone dealing with the finance aspect of it, however with Callum it has been the exact opposite. He has been so patient and extremely helpful throughout the whole process. Highly recommend!

DQDana QureshiGoogle review

Hugh Dellit was fantastic to work with and truly understood our needs when it came to applying for our first home loan. I would highly recommend him for his professional, kind and friendly service.

PKPrudence KrookGoogle review

Jacob provided informative and friendly service every step of the way. He was a great comfort to us as first home buyers as we knew we were in good hands. Thanks for all of your help Jacob!

GSGenevieve ScanlanGoogle review

Hugh and the rest of the team were excellent at securing us a home loan. Knowledgeable, friendly, very communicative and made the entire process stress free and easy. We can’t recommend Hugh and the rest of the team at Link Advance enough.

MWMichael WhiteGoogle review

The details, for the record.

Worth checking on any broker before you hand over your financials, and rarely put anywhere you can find it.

Where we are: Level 1, 57 Berwick Street, Fortitude Valley QLD 4006. Meetings in person here, or over a call if that suits you better.
Who we lend for: Brisbane based and Queensland focused on property, but the lending itself is written Australia wide. Duty and grants are state by state; serviceability is not.
The lender panel: 35+ lenders across the majors, the non-banks and the private end. Which one suits you is a policy question, not a rate question, and it changes month to month.
Our licence: LINK Advance is a registered business name of Dellit & Webb Wealth Services Pty Ltd ACN 612 337 587, ABN 12 612 337 587. Credit Representative 492039 is authorised under Australian Credit Licence 389328. Credit Representative 573582 is authorised under Australian Credit Licence 389328. Credit Representative 574906 is authorised under Australian Credit Licence 389328.

The lending desk of a bigger team.

Part of LINK: accounting, bookkeeping, finance, wealth and property, one connected team. When your loan touches tax, structure, bookkeeping or property management, the specialist is down the hall rather than across town, and they already know your situation.

LINK AdvisorsThe accounting LINK BooksThe day-to-day LINK WealthThe long game LINK LivingThe property

Your broker for life.

Meet your broker.

A no-obligation chat about what you're planning, and an honest read on what's achievable. You'll speak to Hugh, Callum or Jacob, and whoever you speak to is who you keep.

Call us

07 2101 4374

Find us

Level 1, 57 Berwick Street, Fortitude Valley 4006

5.0 · based on 261 Google reviews