Refinance Your Home Loan
With Our Brisbane Experts.
Checking your home loan periodically ensures it still meets your financial goals and has all the features you need. LINK Advance helps to take the hassle out of this process.
✓ 10+ years of experience
✓ Access to over 35 lenders
✓ Ongoing home loan repricing
✓ Property purchase coaching
Refinancing your homeloan just got easier!
Switching with us.
- Save Money and Reduce Monthly Payments. By refinancing your home loan, you can potentially secure a lower interest rate, resulting in substantial savings over the life of your loan. Our experts will assess your current loan terms and financial situation to identify opportunities for reducing your monthly payments, putting more money back in your pocket.
- Access Home Equity for Other Financial Goals. Refinancing allows you to tap into your home equity, providing funds for renovations, investments, education, or other financial needs. We'll guide you in leveraging the equity in your home, ensuring that you make the most of this valuable asset.
- Simplify Your Finances with Debt Consolidation. If you have multiple debts, refinancing can provide an opportunity to consolidate them into a single loan, simplifying your financial management. Our team will assess your debt situation and create a tailored refinancing plan that combines your debts, potentially lowering your overall interest rate and improving your cash flow.
Switching without us.
- Potential Closing Costs
- Extended Loan Term
- Effect on Credit Score
The benefits of refinancing your Brisbane home loan.
Refinancing your home loan is a smart financial move, but misconceptions often hold people back. Let's debunk them:
- Refinancing isn't just for those in trouble; it benefits everyone. It saves money, accesses home equity, and simplifies finances
- It doesn't always cost more in the long run. While upfront fees exist, it can lead to significant long-term savings. Our experts analyze the numbers for you.
- It won't necessarily harm your credit score. Responsible management of the refinanced loan can rebuild and improve it over time.
- Refinancing doesn't have to be complicated. Our streamlined process handles paperwork, negotiations, and tasks hassle-free.
- Even if you're selling soon, refinancing can save you money while you own the property. We tailor solutions to fit your goals and timeline.
Let LINK Advance guide you toward financial success!
Why choose LINK Advance for home loan refinancing in Brisbane
Real results
Our experienced mortgage broker, Hugh possesses a deep knowledge of the Brisbane market. We stay abreast of the latest industry trends, providing you with the most relevant and effective refinancing solutions. We have helped countless clients achieve substantial savings and financial stability through our expertise in refinancing. Trust us to deliver results that make a difference.
Personalised service
We prioritise personal service, dedicating time to understanding your unique financial situation and goals. Our experts conduct a thorough analysis of your current mortgage terms, interest rates, and overall financial standing. Based on this assessment, we develop a tailored refinancing strategy that aligns with your objectives. Whether you aim to lower interest rates, shorten the loan term, consolidate debt, or access home equity, our solutions are customised to address your individual needs effectively.
Streamlined Process
Our streamlined refinancing process guarantees a seamless experience. We take care of all the paperwork, negotiations, and administrative tasks, saving you valuable time and effort. Our dedicated team ensures transparent communication, keeping you informed at every stage. Rest assured, we'll guide you through each step of the process with expertise and support.
Highly rated
With over 150 5-star Google reviews from clients across Brisbane, you can be sure that you will be in the best of hands. LINK Advance work tirelessly to ensure you are thrilled with the outcome and become one of our biggest advocates.
Direct access to over 30 lenders
By going with a mortgage broker in Brisbane you don’t just have to go with the big 4 banks. With access to a wide range of lenders, you can make the lenders chase you to get the loan that matches exactly what you’re after.
Know what the banks want
With a mortgage broker at your side, you have a huge advantage in your loan application. You will have someone who knows what the banks are looking for in an application inside and out. So, you will have a higher chance of success.
Local Brisbane Broker Delivering Happy Clients
Excellent
We’ve just bought our first home with the help of Callum and the team at LINK, and we couldn’t be more grateful. Callum went above and beyond, kept us informed every step of the way, and made the whole process feel easy and stress-free. Highly recommend!
Jacob was an efficient mortgage broker. The process was made simple and constant updates were communicated. Any questions asked were responded to timely. Highly recommend Jacob.
My partner and I bought our first home with the help of Callum at LINK. He helped us from the start of the process right up until settlement. Callum was extremely insightful and spent a lot of time aiding us in facilitating the process and being a great source of information.
We would highly recommend LINK and Callum for anyone purchasing a home - especially first home buyers; as we were.
We would highly recommend LINK and Callum for anyone purchasing a home - especially first home buyers; as we were.
Jacob provided informative and friendly service every step of the way. He was a great comfort to us as first home buyers as we knew we were in good hands. Thanks for all of your help Jacob!
Callum and the team were fantastic to deal with every step of the way. As first home buyers we really appreciated Callum's simple explanations of each part of the process and we couldn't be happier with the result.
Response from the owner:Thanks Jack! Was a pleasure to work with you and settlement will be as smooth as the loan approval process!
Callum communicated with me throughout the process and made the stressful experience of selling and purchasing a new home a reassuring and easier one. I would highly recommend him and had the helpful hand of Hugh too. I’m relieved and grateful my neighbor gave me the contact for Link. Know that you’re in good hands.
Response from the owner:Enjoy your forever home Kara!
We got a great result from Hugh!
Thanks to the incredible LINK Advance team for helping us secure our first home. Jeff and Ally made our paperwork feel effortless, Hugh made complex mortgage jargon seem simple and was always patient in answering our many questions and Jacob tied it all up by securing our finance in just over a day, what a firecracker! Can highly recommend this team.
Response from the owner:Thanks Anushka! You made the process enjoyable.
Thank you to Jacob for his exceptional service in helping us secure our first investment property. He was fast and efficient and made sure we understood everything along the way. 10/10 would recommend Jacob and the Link Advance team. Awesome work guys!!
Response from the owner:Jacob is a weapon. Glad you got to experience him first hand.
Jacob and the team at LINK Advance made buying our investment property quick and painless. Would recommend
Response from the owner:Thanks Connor!
Huge Thank you to the amazing LINK Advanced team, particularly Callum, who assisted us every step of the way with his amazing knowledge!
Response from the owner:Thanks Robyn, It was a pleasure allowing you to move back to the land of the gods (QLD).
We had a great experience working with our mortgage brokers, Hugh, Callum and Jacob. They were easy to communicate with, super proactive and made the financing side of buying and selling our home feel straightforward and manageable. Their guidance gave us real peace of mind and we are so thankful for their support.
Response from the owner:G'day Tim, thanks mate! Love having you in QLD now.
We had a fantastic experience with LINK Advance from start to finish! Hugh, Jacob & Callum helped me sell my home and purchase a new one. They were knowledgeable, responsive, and had our back the entire process. We always felt informed and supported. Highly recommend to anyone needing an amazing mortgage broking team.
Response from the owner:Thanks for the kind words, Jodie!
I just wanted to say a huge thank you to the team at LINK for all your help with our investment property. We honestly could not have done it without you.
Your communication, support and knowledge throughout the entire process were outstanding and you made what could have been a very stressful experience feel smooth and manageable. We are so grateful for all of your hard work and would highly recommend LINK to anyone looking for guidance and support.
Your communication, support and knowledge throughout the entire process were outstanding and you made what could have been a very stressful experience feel smooth and manageable. We are so grateful for all of your hard work and would highly recommend LINK to anyone looking for guidance and support.
Response from the owner:Cheers Britta. New year new property!
As first home buyers with lots of questions and uncertainty, we couldn't have asked for a better experience with Hugh and the team. They were consistently patient and supportive throughout the entire process, making what could have been a stressful time feel smooth and easy to navigate. Hugh took the time to explain everything in detail, always made us feel as ease, and genuinely cared about helping us achieve our goal. We felt supported from start to finish, and were so grateful for the team's guidance and professionalism. Highly recommend to anyone looking for a trustworthy and dedicated mortgage broker!
Response from the owner:Hope you enjoyed your first Christmas in your new home Vicky!
Jacob has been instrumental from search to settlement for my first home purchase. I would recommend him to anyone who needs a mortgage broker that is efficient, professional, and easy to work with, while also looking out for your best interests.
Response from the owner:Jacob is a Weapon! glad you liked his service.
We just used Link Advance do the second time to refinance our home. It was as quick, easy and painless as the first time we used them. Hugh and Jacob made sure we knew everything and answered all our questions promptly. We will be using them next time we refinance the home I would recommend everyone I know to use Hugh an his amazing team of people to help them achieve their goals owning a home or getting a better rate.
Response from the owner:Thanks for the kind words, Anthony! Looking forward to working with you a third time. 🙂
I can't thank Callum, Hugh and Jacob enough for their help and guidance on the sale of our existing home and the purchase of our new home. Nothing was to much trouble, you were all efficient, reliable and a pleasure to deal with. I have no hesitation in recommending your company to my friends, family and business associates. Kind Regards Phil Kelly
Response from the owner:Thanks Phil happy to help out and congrats on your big move!
Caring, kind and very clever ! We have felt supported throughout this whole experience of getting our first home loan. Hugh and the team even renegotiated our interest rate proactively which has brought welcome savings for our family.
Without hesitation I recommend Hugh and his team!!
Without hesitation I recommend Hugh and his team!!
Response from the owner:Hey Jess! Thanks mate, happy to help keeping that rate low for you. 🙂
It has been such a pleasure to do business with Hugh and his team. Their communication is excellent and they made the whole process so smooth for us. We couldn’t recommend them highly enough
Response from the owner:Thanks Rachel! You were lovely to work with yourself.
Hugh was great to deal with. Super efficient and great at communicating the complicated side of getting a mortgage. He was always cool & level headed which helps during the stressful period of finding finance and sorting everything financial that's related to buying and selling. Would recommend him and his team to anyone.
Response from the owner:Thanks Tom, it was lovely working with you mate. First time I've been described as cool but I'll take it.
Hugh has been incredible throughout our home buying experience. He took the time to crunch the numbers and talk us through our options. He was so transparent throughout the process and clear about what each borrowing scenario would mean for us that it gave us a lot of confidence to move quickly and confidently when the right property came up. He was also happy to work with us intermittently for about 12 months before we found the right house and as soon as we did he was on speed dial multiple times a day to help us work through everything. Within about a week of finding the place we had loan docs signed and sealed. Can’t recommend Hugh and his team highly enough.
Response from the owner:Thanks Shaya. How quickly 12 intermittent months fly hey?! Pumped about the win for you both on this place!
Hugh and his team were absolutely amazing. They are excellent at guiding you through the whole process, they work fast and get the job done. Communication was prompt and clear, with friendly knowledgable answers to any questions you may have. A pleasure to do business with them - we would highly recommending using this company!
Response from the owner:Hey Lindie!
Thanks for the kind words. It was a pleasure working with you also. 🙂
Hugh and his team have been fantastic to work with. The whole process has been seamless and has gone through very quickly. Excellent communication, organisation and they’ve made the whole thing stress free. Have already recommended to friends and family. Thanks!
Response from the owner:Hey Nell, you were fantastic to work with too. 🙂
Could not be happier with the service from Hugh and the team. Amazing communication throughout the home loan process making it feel like a breeze. Would highly recommend and will definitely use again in the future
Response from the owner:Hey Matt! Thanks mate. Hope you're loving the new place.
Hugh was an absolute breath of fresh air to deal with! We came to Hugh and the team with what seemed link a fairly complicated set of needs and circumstances and we weren't even sure whether we'd be eligible to get approval mortgage, but Hugh found a way. Fast forward a few weeks and we were able to go shopping for our first house as a family in Sydney! The team are highly responsive, detail oriented and cut the BS! Outstanding service and we'll be looking absolutely no further next time round.
Thanks team!
Thanks team!
Response from the owner:Simon! Love the kind words mate. You were a breath of even more fresh air. 🙂
As first home buyers, our experience with the whole LINK team was truly first class. A very special mention for our broker Jacob, who was an incredible support from beginning to end. Genuinely cannot picture going through this journey without the support we received. The highest recommendation!
Response from the owner:Hey Lachlan! Yep, Jacob is a weapon, and love that you felt supported by him. Really psyched that we could help you out the way we did.
Jacob was a perfect professional and calming influence while working with us as our broker to secure our first home. Right from the moment we met him I knew we were in good hands. Buying a house is one of the most stressful things I have had to do in my life and that's even after doing two uni degrees!!! But Jacob was so cool and collected and clearly knows his stuff when it comes to dealing with the web of financial institutions and home buying!! Don't let his 'stach fool you, he's not a villain, it's just full of secrets...of knowing how to buy a house!
Response from the owner:Hey Pearl! Can confirm that Jacob is a calming influence around the office also. Thanks for the kind words. 🙂
Hugh and the team at Link Advance were absolutely outstanding! Our loan was far from straightforward — it was one of the most complex scenarios you could imagine — but Hugh handled it with confidence, professionalism, and incredible attention to detail.
He took the time to understand our unique situation, kept us informed every step of the way, and ultimately pulled off what he described as one of the most complicated approvals in his career. We’re beyond grateful for the result and couldn’t recommend Hugh and Link Advance highly enough. If you have a challenging loan scenario, this is the team you want in your corner.
Thank you, Hugh — you’ve gone above and beyond!
He took the time to understand our unique situation, kept us informed every step of the way, and ultimately pulled off what he described as one of the most complicated approvals in his career. We’re beyond grateful for the result and couldn’t recommend Hugh and Link Advance highly enough. If you have a challenging loan scenario, this is the team you want in your corner.
Thank you, Hugh — you’ve gone above and beyond!
Response from the owner:Pete, you were a pleasure to work with mate. Love a unique situation such as yours. Pumped about the new family home.
Hugh and the team have been excellent to deal with. Great people, excellent communication and always happy to answer questions throughout the process. No hesitation in recommending their services.
Response from the owner:Thanks Thomas, appreciate the kind words mate.
Our experience with the Link team was simply great. They were professional, informative, understanding of our personal goals and requirements, and delivered all the information they needed to in a way where we didn't feel like we were getting lost in the process. They made themselves available to chat or call at almost any time and were very friendly in fielding all our questions. We really enjoyed their service and their brand, and would happily consult them again should the need arise. Would recommend.
Response from the owner:Thanks Ciara! You were lovely to work with, and pumped about the great outcome we got for you guys! 🙂
Jacob and Hugh were both incredibly helpful in securing me a complicated loan for my new property. I am very grateful for their professionalism and service. Their communication was excellent throughout the entire process.
Response from the owner:Thanks Nick! Appreciate the kind words mate.
This was our second time working with Link Advance and was again an outstanding experience from start to finish. Jacob especially was very knowledgeable, asked all the right questions and was always ready to answer any queries we had.
What truly sets Link Advance apart was their attitude and willingness to go above and beyond for our success. We always felt like a priority, not just another client. We couldn’t be happier with the outcome and highly recommend them to anyone navigating the home financing process.
What truly sets Link Advance apart was their attitude and willingness to go above and beyond for our success. We always felt like a priority, not just another client. We couldn’t be happier with the outcome and highly recommend them to anyone navigating the home financing process.
Response from the owner:Thanks Nathan, Jacob's a good egg. 🙂
Hugh is the real deal. Genuine, patient and actually interested in making sure you understand what you’re signing up for. As first-time buyers, we had a million questions and he broke everything down without the jargon or salesy pressure. If you want a mortgage broker who knows their stuff and actually cares, Hugh is absolutely your guy. 10/10.
Response from the owner:Thanks for the kind words Rinae. People often say I'm one of the realest mortgage brokers they've ever met. 🙂
Working with Linkt was fantastic for our home loan. Our options were very clearly explained to us in terms we understood and the team was always there if we had questions along the way.
Would absolutely recommend them to anyone
Would absolutely recommend them to anyone
Response from the owner:G'day Sam! Thanks mate, we had an awesome time doing this with you. 🙂
Many thanks to Hugh and his team Jeff and Callum for a great experience to buy our new home. From start to finish it been stress-free due to the excellent communication and support that we have had. Very happy!
Response from the owner:Thanks Cherry, hope you're settling into the new place nicely!
Couldn't be happier with all of the help and support I received from Callum in buying my first home. He was extremely communicative, proactive and able to explain things in terms understandable for a novice like myself. Very grateful for all of his hard work.
Response from the owner:Thanks Greta, he's a good one. 🙂
My partner and I had an initial chat with Hugh and he was incredibly thorough & helpful to understanding the mortgage process, all the numbers and really setting realistic expectations so we can confidently gameplan for our first property together.
Thanks heaps Hugh & Link Advance team!
Thanks heaps Hugh & Link Advance team!
Response from the owner:Hey Kevin! Thanks mate, it was our pleasure. 🙂
Hugh, Callum and the team were unreal! They went above and beyond to get us the best loan possible and explain every step along the way. Can not recommend these legends enough.
Response from the owner:Thanks Luke! Loved working with you mate, we had a great time too. 🙂
We would highly recommend Hugh and the team at link to anyone looking for a home loan! The team went over and above to find us the most appropriate and competitive loan, and then continued to help us every step of the way through our purchase, with valuable tips regarding strategic offers and provided speedy financial terms that set us above other buyers. Their communication was prompt and they kept us in the loop throughout the whole process. Hugh definitely took a lot of the stress out of the house buying process, and we will be definitely consulting link for any future purchases!
Response from the owner:Yoooo Lisa! Thanks for the kind words! Love a stress free process. Hope the new place is lovely. 🙂
Hugh and Callum at LINK Advance - well, what can I say - you were both fabulous of course! You got us over the line AGAIN, so our investment dreams could come to life. Efficient, candid, effective, knowledgeable and supportive. Your services have made the process smooth sailing from contract to settlement. A thousand thank yous!
Response from the owner:And a thousand "you're welcomes" right back at you Alison. Thanks for being great to work with. 🙂
We recently had the pleasure of working with Hugh and Callum from LINK Advance, and we couldn't be more satisfied with their service. They did an exceptional job in helping us navigate the mortgage process, as well as dealings with the real estate, conveyancing, and bank.
Their responsiveness was impressive, especially considering it was the lead-up to Christmas. They ensured everything went through quickly and smoothly. Hugh and Callum were not only professional but also very friendly and easy-going, making the entire experience stress-free.
I would absolutely recommend LINK Advance to anyone in need of mortgage services. Their dedication and efficiency truly stand out.
Their responsiveness was impressive, especially considering it was the lead-up to Christmas. They ensured everything went through quickly and smoothly. Hugh and Callum were not only professional but also very friendly and easy-going, making the entire experience stress-free.
I would absolutely recommend LINK Advance to anyone in need of mortgage services. Their dedication and efficiency truly stand out.
Response from the owner:Hey Keith! Thanks for the kind words mate. Hope you're settling into the new place nicely.
Hugh & Callum supported me through my first home buying journey with such patience and care, and managed to alleviate a lot of the stress.
Right from the start they went above and beyond helping me through the paperwork, the process of making offers and eventually securing a mortgage. Being a first home buyer, the whole process was a little overwhelming and I had A LOT of questions to which Hugh & Callum were always quick to respond and ensured I was educated along the way.
I cannot recommend the team at LINK highly enough!!
Right from the start they went above and beyond helping me through the paperwork, the process of making offers and eventually securing a mortgage. Being a first home buyer, the whole process was a little overwhelming and I had A LOT of questions to which Hugh & Callum were always quick to respond and ensured I was educated along the way.
I cannot recommend the team at LINK highly enough!!
Response from the owner:Hey Sam, thanks for the review mate! We were stoked to help you get a great outcome. Can't wait for the housewarming. 🙂
Hugh and the team at Link Advance have made the finance process so easy for us and we couldn't be happier with the service, expertise and care we received. We had 100% confidence in Hugh and his ability to deliver on our needs, every step of the way. He genuinely cares and is passionate about what he does and I couldn't recommend him highly enough.
Response from the owner:Rob Lobster, love working with you my man.
Hugh & Callum were great to deal with - both friendly and professional. I would recommend them to anyone as they were thorough, took the time to explain how everything worked & what to expect and quick to respond.
Response from the owner:Hey Sydney! Thanks for the kind words, really appreciate it. 🙂
Hugh and his team have been an invaluable help throughout the whole process of getting our first ever home loan. They helped us early on to map out the process and at every single stage of the process. They have been always kind, generous with their time and super professionals. It really felt like we had a whole team of professionals in our corner, who had our best interest at heart.
Response from the owner:Hey Baptiste, the pleasure was all ours mate. 🙂 Hope you're loving the new home.
It was a pleasure working with Hugh and the team. They were always very quick to respond and were helpful in answering any questions I had. The whole process from start to finish was very smooth. Highly recommended!
Response from the owner:Thanks Neil. Pumped that we got you into your own place. 🙂
We have been utterly impressed with the service and experience from Hugh and his team at LINK Advance. In what can be a daunting and stressful process, they have provided support, professionalism, knowledge and guidance to aid in purchasing our first property. We would not hesitate to recommend LINK Advance to our friends and family.
Response from the owner:Eyy Rafael. Thanks mate!
Here Is The LINK Advance Process.
1. Join us for sit down or video call
Simply walk us through what you’re looking to achieve. You’ll receive an insight into the lending and finance landscape, and a plan will be mapped out for you. For many people, this will occur years before they’re actually planning on buying.
2. Narrow down the options
Review your financial circumstances and goals to begin the process of narrowing down lenders to help you get a great outcome. You’ll be talked through how the process will pan out with the lenders that have identified for you using the latest information you have provided.
3. Application
The loan application is submitted on your behalf by your mortgage broker. It is then frequently chased up to make sure it’s approved in time for you.
4. Contract preparation
After approval, the banks solicitors will prepare the loan offer and contract ready for you to sign. There will also be a settlement agent to arrange cheques and fund your loan. Your mortgage broker will sit with you to explain the loan contract, what it involves, and how to set up your bank accounts for ease of use.
5. Follow up and support
Your mortgage broker will keep in touch with you after the loan has settled. On an ongoing basis they will re-approach the lender, trying to get you a cheaper rate than you currently have. It’s not a “set and forget” process, it’s one of continually working on your behalf so you don’t pay any more than you have to.
Start your home loan journey today.
Frequently asked questions.
What types of loans can my mortgage broker get me?
There are a wide variety of loans available which your mortgage broker will be able to get for you. Below are the 3 most popular loan types in Brisbane.
Basic Loan
This home loan has very few additional features and a low-interest rate. However, they are generally not suitable to those looking to pay off their loan early.
Standard Loan
With a standard loan you will receive more flexibility out of your home loan. You can withdraw money you have paid, and also switch to a variable rate. A very popular loan in Brisbane.
Home Loan Package
This loan type can be cheaper than the basic loan and offers a few extras. You can get a free transaction account without being required to have an annual fee credit card.
How much does a mortgage broker in Brisbane cost?
The best thing about a mortgage broker is that you don’t need to pay anything for their service. Instead they get paid a commission by the banks.
The work a mortgage broker does in securing your loan is similar to what a branch manager would do in putting together an application. So, the banks pay the mortgage broker for providing that service.
The best part about a mortgage broker is that they aren’t tied to one bank. That means that they can find the best loan for your financial situation from a wide variety of banks. They then get paid by the bank that you ultimately decide to go with. Plus if the application fails, then they don’t get paid.
Who can you help?
Link Advance has experience as a mortgage broker for a wide range of people in different situations. The number one goal taken to your financing is to make your home loan application as easy as possible no matter your situation. We are here for:
- First home buyers.
- First time investors.
- Medical professionals.
- A seasoned investor.
- Someone looking to upgrade to a new home, without selling your existing home.
- People who feel too busy, which holds you back from purchasing a new property.