Lending, explained straight.
34 articles from our Brisbane broking desk, grouped by the decision in front of you rather than the month they happened to be published.
Start with the section that matches your situation. Each one ends with the loan page and the calculator that price what you have just read about, because seeing what stamp duty costs on your purchase beats reading about stamp duty in general. The rules-based articles get updated when the rules move, and the rules moved twice in Queensland in the last two years.
Start with these two.
Who should arrange your loan, and what happens to the mortgage when a relationship ends. Between them they open most of the conversations we have.
Home loans
Refinancing Your Home Loan After Separation or Divorce
Refinancing after separation or divorce offers control over property & finances. Learn about your options from experienced mortgage brokers.
Ranks first in Google for its search term, and it is the one people ring about the same day they read it.
Read the articleHome loans
Mortgage broker vs bank: who actually gets you the better loan?
Broker or bank for your home loan? The honest comparison: what each can offer, how brokers get paid, the Best Interests Duty banks don't have, and the situations where going direct genuinely wins.
The question behind almost every first phone call, answered without pretending the answer is always a broker.
Read the articleEvery article, by lending type.
The same 34 articles, filed the way a lender would file them.
Buying your first home.
For people who have never owned property. What Queensland hands you right now, what it costs to get in, and the legitimate ways around a 20% deposit.
First home buyers·8 Sept 2025
New Expanded Home Guarantee Scheme: Unlimited Places & Higher Property Caps from 1 October 2025
From 1 October 2025, unlimited places and higher property price caps under the Home Guarantee Scheme will help more first-home buyers enter the market sooner.
Read the articleFirst home buyers·12 July 2024
Stamp Duty Savings for First Home Buyers in Queensland – Your Guide to Saving Thousands!
LINK Advance helps first home buyers in QLD save on stamp duty. Explore our guide to understand the benefits and take advantage of these savings.
Read the articleHome loans·15 Jan 2019
8 Amazing Tips for First Home Buyers
Entering the housing market can seem a daunting task to those who aren’t adequately prepared. Plenty of first home buyers struggle through the process and eventually settle on a property after a lot of unnecessary stress and heartache. Thankfully, there’s several things you can do to prepare yoursel
Read the articleHome loans·15 Jan 2019
8 Tips to Help Break the Rent Cycle
Many first home buyers find it extremely difficult to save for a home deposit at the same time as renting. Check out the following 8 tips which will help you get out of the rent cycle, and into your own home sooner. Never fall behind on rent Many lenders these days will consider your rental…
Read the articleHome loans·24 Mar 2022
6 Reasons why First Home buyers should buy older units.
First home buyers should be looking for an older unit instead of a modern high-rise apartment as their first home.
Read the articleHome loans·21 Mar 2024
How Can I Use My Super to Buy a House?
There are two ways that you can use your super to buy a home or property. Check out this easy to read guide to understand if either way is right for you.
Read the articleHome loans·25 June 2019
Guarantor loans – What’s the Go?
A quick intro to accessing a Home Loan with a guarantor. This allows you to get around the 20% deposit without paying extra fees.
Read the articleChoosing what to buy, and when.
For buyers with the deposit sorted who are now arguing with themselves about the suburb, the timing, and whether to renovate something instead.
Home loans·25 Sept 2024
First-Time Homebuyers Guide: Which Australian States Offer the Most Affordable Options?
LINK Advance presents a state-by-state analysis of the most affordable locations for first-time homebuyers, based on median property prices.
Read the articleHome loans·3 Apr 2019
When Is The Best Time to Buy Property?
Most Australians know that they want to own property at some point in their life. Very few Australians proudly say “I’ve done the numbers, and I’m better off renting my whole life”. Some buyers just want to get in as quickly as possible, and some people want to amass as many properties as possible b
Read the articleHome loans·14 May 2019
5 Easy Ways To Take The Stress Out Of Buying A Home
There are a few things that all buyers can do to reduce the stress of this decision and be empowered in this competitive market.
Read the articleHome loans·26 Apr 2022
5 cost effective ways to renovate an apartment.
It can be significantly cheaper to renovate an existing property than to buy something that has had work done by someone else.
Read the articleRefinancing and the loan you already have.
For owners who signed years ago and have not looked at the rate since. What a proper review turns up, and when switching is worth the paperwork.
Home loans·15 Jan 2019
5 Reasons to Refinance
Refinancing your property is usually a fairly simple process for most borrowers. See the below incentives to revisiting and evaluating your current home loan against what else is available in the market. You’ve been with the same bank for a while Banks love loyalty, but not for the reasons you think
Read the articleHome loans·12 Dec 2023
Annual home loan health checks are essential.
Much the same as your annual dental check-up, or spring cleaning. Annual reviews of your finances or home loan health checks are essential
Read the articleHome loans·3 Feb 2026
A Home Loan Health Check That Powers You Forward
A new year is an ideal time to reset, refocus, and make sure the foundations are strong. For many Australians, the biggest foundation of all is their home loan.
Read the articleInvesting in property.
For anyone weighing up a second property, including the version where you keep renting the suburb you love and buy where the yield actually works.
Investor loans·8 Aug 2026
Rentvesting: live where you love, buy where the numbers work
Rentvesting means renting where you want to live and buying an investment property where the numbers work. How the strategy operates, the honest pros and cons, what it does to the first-home grants, and how lenders assess rentvestors.
Read the articleInvestor loans·4 Mar 2024
So You Want to Be a Property Investor?
What do you have to do to build a property portfolio to genuinely create wealth and free you up to live the life you want?
Read the articleHome loans·15 Jan 2019
13 Pros and Cons of Property Investment
With so much conflicting information out there, it’s hard to know what to do when it comes to investing in property. You’ll hear stories of people making millions overnight, and at the same time, hear stories of people losing millions overnight. There’s a lot of marketing hype in the property indust
Read the articleBorrowing power, credit and how lenders decide.
For borrowers who have been told no, or told a number well below what they expected. What sits behind an assessment, and which parts of it you can actually move.
Home loans·10 Nov 2022
Increase your borrowing capacity ahead of a loan application.
People are struggling to borrow the amount that they need to settle on purchases. Our ultimate guide to increasing your borrowing capacity.
Read the articleHome loans·19 July 2019
Lowering the assessment rate: What does it mean for you?
Brokers around Australia breathed a collective sigh of relief recently as ANZ became the first major bank to lower their assessment rate. As they bravely took the plunge where no lender had recently, others began to follow suit. Due to a variety of factors, the last few years had seen banks systemat
Read the articleHome loans·9 Feb 2021
Relaxing lending rules- does it mean it’s going to be easier for me to get a loan?
Josh Frydenberg made an announcement in September of 2020 that the Morrison Government intended to relax existing responsible lending laws.
Read the articleHome loans·3 June 2019
Good News at Last!!
It seems that in the broking industry, we have been steadily getting used to hearing bad news. Whenever there is industry change, instead of expecting something upbeat and positive, we automatically assume that any changes, particularly when it comes to lender policy, are going to make things more d
Read the articleHome loans·7 Feb 2019
Comprehensive Credit Reporting: What Does it Mean for You?
When comprehensive credit reporting (or CCR) was introduced in July 2018, many people thought it was going to be a big win for the little guys, a way for individuals to wrest back power from the big banks when it came to getting a better deal. People thought that with an increase in the amount&helli
Read the articleHome loans·14 Sept 2020
Top 10 saving tips
Here’s 10 steps you should take so you can get on top of your savings, and make your savings faster, easier and less stressful.
Read the articleBrokers, banks and whose interests get served.
For people deciding how to get the loan arranged, and what to ask before they hand anyone their payslips.
Home loans·13 Jan 2019
Top 6 Reasons to Use a Mortgage Broker
Lots of people head straight to their bank when they’re thinking of buying a home and getting approved for a home loan. Below are the top 6 reasons that those buying a home should get in touch with a mortgage broker. They know which lenders will be suitable for you: So you approach your bank…
Read the articleHome loans·10 Feb 2022
10 Questions to Ask Your Mortgage Broker
But how do you choose a mortgage broker in the first place? These are the 10 questions you should be asking of your mortgage broker.
Read the articleHome loans·30 Jan 2020
Banks or Brokers. Who has your best interests at heart?
Since the Royal Commission into banking, we’ve had banks doing all sorts of naughty things. So Who has your best interests at heart?
Read the articleHome loans·12 Feb 2019
The Greatest Bank Heist in Australian History
Usually when there’s a bank heist in a movie, the exciting bit isn’t the physical act of just stealing the money. After all, muggers aren’t afforded any of the romanticism that is usually associated with a heist. The thrill is in the deception, the audacity, and the kick that comes with the bank get
Read the articleAsset & vehicle finance·4 Dec 2019
Commitment issues? Get into a long-term relationship with your mortgage broker.
One of the worst things about the financial services industry is the occasional perception that it’s a transactional, one-off experience. Where deals are churned and burned, often at the expense of the client who is paying for the service. In reality, it’s very different from that in most places. &n
Read the articleBusiness, commercial and asset finance.
For business owners and self-employed borrowers, where the lender reads a profit and loss statement rather than a payslip.
Commercial lending·21 Apr 2022
New flexible business loan options
Time for an equipment upgrade or inventory boost? Ready to invest in the digital side of your business? How about a few more staff or a business reno? Whatever your next business move involves, we’re here to support you with a range of flexible funding options so you can put your plans into action.
Read the articleAsset & vehicle finance·24 Oct 2019
The low-down on car finance
Just like home buying, purchasing a new car is always an exciting step in life. You’ve done your research and due diligence, you’ve read all the reviews of the car you want to buy, and you’ve begun seeing a lot more of that car on the streets. You haggle with the car salesman, and once…
Read the articleCommercial lending·13 May 2019
10 Lessons About Financing And Money Management That We Can Learn From Superheroes
For the last decade superheroes have been a big part of our world. They are everywhere in our pop culture, from ads to memes. However, each hero offers more than just a fun 2 hour movie or a quick joke in a Facebook meme. Every time we see these heroes’ stories, we see them go…
Read the articleAsset & vehicle finance·6 May 2019
So Apple Has Entered The Credit Card Game, What Does This Mean?
Learn more about Apple's credit card and how it impacts the lending and credit-card industry.
Read the articleNone of this is advice about your loan.
Articles are general by definition. Your borrowing capacity, your grant eligibility and your best lender all depend on things a web page cannot see. Run the numbers with the calculators and health checks, then have a broker check the assumptions. We deal with 35+ lenders and hold 261five-star Google reviews doing exactly that.
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