Commercial finance brokers, Brisbane
Commercial lending, done like commercial lenders think.
Business lending has no rate card. Every deal is priced on the strength of its file. We build that file properly, take it to the banks, non-banks and private lenders whose appetite fits your deal, and negotiate from competition. Jacob leads the desk; the group's accountants and advisers are down the hall.
Commercial property.
Premises, investment, or through your SMSF
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Working capital.
Overdrafts, invoice finance, trade
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Acquisition & franchise.
Buy the business, funded properly
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Development finance.
Site to settlement, in stages
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Business loans.
Growth and cash-flow lending
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Equipment & vehicles.
Often decided in days
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The file is the deal.
Commercial credit teams read the same things every time: two years of financials and what they really say once add-backs are understood; the ATO position, clean or with a plan; the security on offer and what it's genuinely worth; and the purpose: what the money does and how it comes back. A file that answers those questions before they're asked gets priced like a strong deal, because it reads like one. That preparation is most of what you're hiring.
One group, the whole balance sheet.
Commercial deals cross disciplines: LINK Advisors gets the financials lender-ready and structures the entities; LINK Wealth handles the SMSF premises strategy and what the deal means for your personal position; the lending desk sits here. When the accountant, the adviser and the broker share a hallway, the deal doesn't lose weeks to email chains.
261 five-star reviews, and counting.
The reviews page →Verify on Google →Callum and the team were fantastic to deal with every step of the way. As first home buyers we really appreciated Callum's simple explanations of each part of the process and we couldn't be happier with the result.
Seamless experience dealing with Hugh and the Link Advance team to refinance our home. Thank you!
Jacob and the team at LINK Advance made buying our investment property quick and painless. Would recommend
We’ve just bought our first home with the help of Callum and the team at LINK, and we couldn’t be more grateful. Callum went above and beyond, kept us informed every step of the way, and made the whole process feel easy and stress-free. Highly recommend!
Hugh has been amazing throughout the process of buying our new house. He is very approachable and knowledgable and went above and beyond what we expected to help us out. Thanks so much Hugh!
Jacob was an efficient mortgage broker. The process was made simple and constant updates were communicated. Any questions asked were responded to timely. Highly recommend Jacob.
Building a house can be so stressful and overwhelming let alone dealing with the finance aspect of it, however with Callum it has been the exact opposite. He has been so patient and extremely helpful throughout the whole process. Highly recommend!
Hugh Dellit was fantastic to work with and truly understood our needs when it came to applying for our first home loan. I would highly recommend him for his professional, kind and friendly service.
Jacob provided informative and friendly service every step of the way. He was a great comfort to us as first home buyers as we knew we were in good hands. Thanks for all of your help Jacob!
Hugh and the rest of the team were excellent at securing us a home loan. Knowledgeable, friendly, very communicative and made the entire process stress free and easy. We can’t recommend Hugh and the rest of the team at Link Advance enough.
Frequently asked questions.
What does a commercial finance broker do?
Commercial lending has no rate card. Every deal is priced on its file. A commercial broker prepares that file the way credit teams read it (financials, ATO position, security, the story), takes it to the lenders whose appetite fits your industry and deal size, and negotiates from competition. The spread between lenders on the same commercial deal is routinely whole percentage points.
How is commercial lending priced?
Against risk and security: property-secured deals from established businesses price lowest, unsecured cash-flow lending highest, development and specialised assets in between. Fees matter as much as rates: establishment, line and valuation fees change the true cost materially.
Do you charge for commercial broking?
Many commercial deals are lender-paid like home loans; complex or private-funded work can carry a mandate fee, agreed in writing before any work starts. You'll always know the model before we begin.
We bank with one of the majors - why not just ask them?
Ask them, then compare. Your bank prices your loyalty; a broker prices the market. We regularly fund deals the incumbent bank declined, and reprice facilities the incumbent was quietly rolling over at last year's margin.
Your broker for life.
Bring the plan. Jacob brings the lenders.
A straight read on what's fundable, at what price, from which lenders. No obligation.
Call us
07 2101 4374Find us
Level 1, 57 Berwick Street, Fortitude Valley 4006
5.0 · based on 261 Google reviews