Home loans, explained by the people who write them.
The bulk of what we write sits here, because the bulk of what we do is home loans. Borrowing capacity and how to lift it, refinancing, guarantors, credit files, and the lender policy shifts that quietly change what you can borrow.
Home loans·8 Aug 2026
Mortgage broker vs bank: who actually gets you the better loan?
Broker or bank for your home loan? The honest comparison: what each can offer, how brokers get paid, the Best Interests Duty banks don't have, and the situations where going direct genuinely wins.
Read the articleHome loans·3 Feb 2026
A Home Loan Health Check That Powers You Forward
A new year is an ideal time to reset, refocus, and make sure the foundations are strong. For many Australians, the biggest foundation of all is their home loan.
Read the articleHome loans·25 Sept 2024
First-Time Homebuyers Guide: Which Australian States Offer the Most Affordable Options?
LINK Advance presents a state-by-state analysis of the most affordable locations for first-time homebuyers, based on median property prices.
Read the articleHome loans·14 May 2024
Refinancing Your Home Loan After Separation or Divorce
Refinancing after separation or divorce offers control over property & finances. Learn about your options from experienced mortgage brokers.
Read the articleHome loans·21 Mar 2024
How Can I Use My Super to Buy a House?
There are two ways that you can use your super to buy a home or property. Check out this easy to read guide to understand if either way is right for you.
Read the articleHome loans·12 Dec 2023
Annual home loan health checks are essential.
Much the same as your annual dental check-up, or spring cleaning. Annual reviews of your finances or home loan health checks are essential
Read the articleHome loans·10 Nov 2022
Increase your borrowing capacity ahead of a loan application.
People are struggling to borrow the amount that they need to settle on purchases. Our ultimate guide to increasing your borrowing capacity.
Read the articleHome loans·26 Apr 2022
5 cost effective ways to renovate an apartment.
It can be significantly cheaper to renovate an existing property than to buy something that has had work done by someone else.
Read the articleHome loans·24 Mar 2022
6 Reasons why First Home buyers should buy older units.
First home buyers should be looking for an older unit instead of a modern high-rise apartment as their first home.
Read the articleHome loans·10 Feb 2022
10 Questions to Ask Your Mortgage Broker
But how do you choose a mortgage broker in the first place? These are the 10 questions you should be asking of your mortgage broker.
Read the articleHome loans·9 Feb 2021
Relaxing lending rules- does it mean it’s going to be easier for me to get a loan?
Josh Frydenberg made an announcement in September of 2020 that the Morrison Government intended to relax existing responsible lending laws.
Read the articleHome loans·14 Sept 2020
Top 10 saving tips
Here’s 10 steps you should take so you can get on top of your savings, and make your savings faster, easier and less stressful.
Read the articleHome loans·30 Jan 2020
Banks or Brokers. Who has your best interests at heart?
Since the Royal Commission into banking, we’ve had banks doing all sorts of naughty things. So Who has your best interests at heart?
Read the articleHome loans·19 July 2019
Lowering the assessment rate: What does it mean for you?
Brokers around Australia breathed a collective sigh of relief recently as ANZ became the first major bank to lower their assessment rate. As they bravely took the plunge where no lender had recently, others began to follow suit. Due to a variety of factors, the last few years had seen banks systemat
Read the articleHome loans·25 June 2019
Guarantor loans – What’s the Go?
A quick intro to accessing a Home Loan with a guarantor. This allows you to get around the 20% deposit without paying extra fees.
Read the articleHome loans·3 June 2019
Good News at Last!!
It seems that in the broking industry, we have been steadily getting used to hearing bad news. Whenever there is industry change, instead of expecting something upbeat and positive, we automatically assume that any changes, particularly when it comes to lender policy, are going to make things more d
Read the articleHome loans·14 May 2019
5 Easy Ways To Take The Stress Out Of Buying A Home
There are a few things that all buyers can do to reduce the stress of this decision and be empowered in this competitive market.
Read the articleHome loans·3 Apr 2019
When Is The Best Time to Buy Property?
Most Australians know that they want to own property at some point in their life. Very few Australians proudly say “I’ve done the numbers, and I’m better off renting my whole life”. Some buyers just want to get in as quickly as possible, and some people want to amass as many properties as possible b
Read the articleHome loans·12 Feb 2019
The Greatest Bank Heist in Australian History
Usually when there’s a bank heist in a movie, the exciting bit isn’t the physical act of just stealing the money. After all, muggers aren’t afforded any of the romanticism that is usually associated with a heist. The thrill is in the deception, the audacity, and the kick that comes with the bank get
Read the articleHome loans·7 Feb 2019
Comprehensive Credit Reporting: What Does it Mean for You?
When comprehensive credit reporting (or CCR) was introduced in July 2018, many people thought it was going to be a big win for the little guys, a way for individuals to wrest back power from the big banks when it came to getting a better deal. People thought that with an increase in the amount&helli
Read the articleHome loans·15 Jan 2019
13 Pros and Cons of Property Investment
With so much conflicting information out there, it’s hard to know what to do when it comes to investing in property. You’ll hear stories of people making millions overnight, and at the same time, hear stories of people losing millions overnight. There’s a lot of marketing hype in the property indust
Read the articleHome loans·15 Jan 2019
8 Amazing Tips for First Home Buyers
Entering the housing market can seem a daunting task to those who aren’t adequately prepared. Plenty of first home buyers struggle through the process and eventually settle on a property after a lot of unnecessary stress and heartache. Thankfully, there’s several things you can do to prepare yoursel
Read the articleHome loans·15 Jan 2019
8 Tips to Help Break the Rent Cycle
Many first home buyers find it extremely difficult to save for a home deposit at the same time as renting. Check out the following 8 tips which will help you get out of the rent cycle, and into your own home sooner. Never fall behind on rent Many lenders these days will consider your rental…
Read the articleHome loans·15 Jan 2019
5 Reasons to Refinance
Refinancing your property is usually a fairly simple process for most borrowers. See the below incentives to revisiting and evaluating your current home loan against what else is available in the market. You’ve been with the same bank for a while Banks love loyalty, but not for the reasons you think
Read the articleHome loans·13 Jan 2019
Top 6 Reasons to Use a Mortgage Broker
Lots of people head straight to their bank when they’re thinking of buying a home and getting approved for a home loan. Below are the top 6 reasons that those buying a home should get in touch with a mortgage broker. They know which lenders will be suitable for you: So you approach your bank…
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Everything we publish sits on the articles hub, grouped by the decision rather than the loan type.
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