Asset and Vehicle Finance

Commitment issues? Get into a long-term relationship with your mortgage broker.

December 4, 2019

One of the worst things about the financial services industry is the occasional perception that it’s a transactional, one-off experience. Where deals are churned and burned, often at the expense of the client who is paying for the service. In reality, it’s very different from that in most places.   For most people, they’re not…

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The low-down on car finance

October 24, 2019

Just like home buying, purchasing a new car is always an exciting step in life. You’ve done your research and due diligence, you’ve read all the reviews of the car you want to buy, and you’ve begun seeing a lot more of that car on the streets. You haggle with the car salesman, and once…

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10 Lessons About Financing And Money Management That We Can Learn From Superheroes

May 13, 2019

For the last decade superheroes have been a big part of our world. They are everywhere in our pop culture, from ads to memes. However, each hero offers more than just a fun 2 hour movie or a quick joke in a Facebook meme. Every time we see these heroes’ stories, we see them go…

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So Apple Has Entered The Credit Card Game, What Does This Mean?

May 6, 2019

Apple’s announcement that it was entering into credit cards in the United States this winter was one of the most unexpected turns for the tech company. Equally unexpected was who they were partnering with, Goldman Sachs, who traditionally have not had a consumer focus. While to those in the tech industry it wasn’t an overly…

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8 Reasons You’re Better Going With A Broker Than Direct To A Bank

April 17, 2019

A broker doesn’t benefit if you pay a high interest rate, while a bank does. Brokers aren’t paid based on rate, while a banks’ earnings are directly related to the interest rate that you’re paying. Brokers are paid based on the total loan amount, so whether you pay 5.5% or 3.8% on your home loan,…

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Borrowers Now: Protected or Poorer?

March 11, 2019

As the fallout from the Royal Commission continues and Labor and Liberal continue to use the issue as a political football, it seems that the reason why we got into this Commission business in the first place is being lost in the noise. Labor, in particular, was desperate to be seen to be simultaneously putting…

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5 Common Mortgage Broker Myths

February 21, 2019

In the light of the royal commission, there’s been a lot of misinformation bandied about when it comes to mortgage brokers. Many media types, keen to just be able to get stuck into anyone they felt was topical, have been repeating some ill-informed myths about mortgage brokers, of which a few of the following down…

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The Greatest Bank Heist in Australian History

February 12, 2019

Usually when there’s a bank heist in a movie, the exciting bit isn’t the physical act of just stealing the money. After all, muggers aren’t afforded any of the romanticism that is usually associated with a heist. The thrill is in the deception, the audacity, and the kick that comes with the bank getting the…

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