Home Loans
A new year is an ideal time to reset, refocus, and make sure the foundations are strong. For many Australians, the biggest foundation of all is their home loan. With interest rates still evolving and property values having increased in recent years, a home loan health check is a simple way to ensure your lending…
Buying your first home in Australia is no easy feat—especially when property prices in major cities seem to climb higher every year. With rising interest rates, inflation, and competition from seasoned investors, it’s easy for first-time buyers to feel overwhelmed and discouraged. But what if you knew where to look to find a home within…
The financial aspects to purchasing a home are relatively easily quantified, but invariably the more that buyers analyse potential homes, the more cognitive dissonance they experience. If home buying is just an investment, as often misunderstood, why can the process feel so emotive, confusing and frustrating. The answer lies in the fact that it’s the…
It’s a sobering statistic: one in two marriages end in divorce. While no one anticipates the end of their relationship, separations often bring unexpected challenges. The emotional strain and stress of a divorce or separation are daunting on their own, but when properties and assets are involved, the complexity quickly escalates. But why opt for…
Can you use super to buy a house? Yes, it is possible to use your superannuation to buy a house, however, it needs careful navigation. If you’re a first-time homebuyer who has made additional contributions to your super, you may be eligible to access your super for a home purchase through the First Home Super…
Much the same as your annual check-up at the dentist, full service on your car, or spring cleaning. Annual reviews of your finances or home loan health checks are essential! Australians are some of the most heavily indebted households in the world, primarily due to the size of our home loans. This means that a…
As interest rates rise, we’re finding that for the first time in a long time, people are often struggling to borrow the amount that they need to settle on purchases. When you’ve spoken with us in the past, we might have given you a few of the below tips to help increase your borrowing capacity,…
If you are willing to pitch in and spend some time it can be significantly cheaper to renovate an existing property than to buy something that has had work done by someone else. It is important to tackle the things that really date the house first and will make your life more comfortable. This includes…
Older units are very often cheaper than buying a modern unit in a high-rise building. While investors and downsizers demand new buildings with all the mod cons, this drives the prices in these buildings up. As a first home buyer, you can get a better deal and stretch your budget further with an older building. …
When buying a property, one of the first things you’ll do is talk to your mortgage broker. They’ll walk you through the entire buying process and will help you know what to expect. But how do you choose a mortgage broker in the first place? These are the 10 questions you should be asking of your mortgage…
