Home Loans

Top 10 saving tips

September 14, 2020

Most people know that saving is a good thing, and know WHY they should save. The problem is that many people don’t know HOW to save. Here’s 10 steps you should take so you can get on top of your savings, and make your savings faster, easier and less stressful. 1. Understand what you get…

Banks or Brokers. Who has your best interests at heart?

January 30, 2020

Since the Royal Commission into banking, we’ve had banks doing all sorts of naughty things, getting caught for money laundering, not checking that people could afford their loans, and money laundering some more. Back when the Royal Commission findings were first announced, it seemed odd that mortgage brokers were being targeted in the recommendations that…

Commitment issues? Get into a long-term relationship with your mortgage broker.

December 4, 2019

One of the worst things about the financial services industry is the occasional perception that it’s a transactional, one-off experience. Where deals are churned and burned, often at the expense of the client who is paying for the service. In reality, it’s very different from that in most places.   For most people, they’re not…

Lowering the assessment rate: What does it mean for you?

July 19, 2019

Brokers around Australia breathed a collective sigh of relief recently as ANZ became the first major bank to lower their assessment rate. As they bravely took the plunge where no lender had recently, others began to follow suit. Due to a variety of factors, the last few years had seen banks systematically tightening credit, so…

Guarantor loans – What’s the Go?

June 25, 2019

You want to ask your parents to go guarantor for you, but what do you need to know? Guarantor loans are a handy way to get started on the property ladder. In an era of increasing property prices and the corresponding increase in deposit sizes needed, they are the quickest way to get your foot…

Good News at Last!!

June 3, 2019

It seems that in the broking industry, we have been steadily getting used to hearing bad news. Whenever there is industry change, instead of expecting something upbeat and positive, we automatically assume that any changes, particularly when it comes to lender policy, are going to make things more difficult, both for us, and for anyone…

5 Easy Ways To Take The Stress Out Of Buying A Home

May 14, 2019

Buying a home is a stressful endeavour and the current climate is weighted heavily against buyers. There are a few things that all buyers can do to reduce the stress of this decision and be empowered in this competitive market. 1. Meet with a Mortgage broker to discuss a pre approval and confirm your borrowing…

10 Lessons About Financing And Money Management That We Can Learn From Superheroes

May 13, 2019

For the last decade superheroes have been a big part of our world. They are everywhere in our pop culture, from ads to memes. However, each hero offers more than just a fun 2 hour movie or a quick joke in a Facebook meme. Every time we see these heroes’ stories, we see them go…

When Is The Best Time to Buy Property?

April 3, 2019

Most Australians know that they want to own property at some point in their life. Very few Australians proudly say “I’ve done the numbers, and I’m better off renting my whole life”. Some buyers just want to get in as quickly as possible, and some people want to amass as many properties as possible before…

The Greatest Bank Heist in Australian History

February 12, 2019

Usually when there’s a bank heist in a movie, the exciting bit isn’t the physical act of just stealing the money. After all, muggers aren’t afforded any of the romanticism that is usually associated with a heist. The thrill is in the deception, the audacity, and the kick that comes with the bank getting the…